Last updated: 12 Oct 2026 | 13 Views |
Prasert lives in a detached house down a soi off Sai Mai Road in Sai Mai district, northern Bangkok. During the 2026 floods, water from the nearby canal came into the house to almost half a meter and stayed for several days. The moment it drained away, Prasert and his son got to work. They were desperate to make the house livable again, so on the very first day they hosed out the mud and dragged the sofa, a wooden cabinet and the ruined washing machine out to the curb.
Two days later, a neighbor asked a simple question: "Did you take photos? The house insurance will want pictures." Prasert suddenly remembered that he had a fire insurance policy with some natural disaster cover, although he was not sure exactly what it included. By then, several of the damaged items had already been taken away by the garbage truck, and most of the tide line on the walls had been scrubbed off.
Meanwhile, the freshly cleaned house still smelled musty, mold spots were starting to appear on the walls, and his wife had developed an itchy rash on her legs after days of wading through mud. Prasert summed up the lesson: recovering a home after a flood has an order to it, and if you skip steps, you can lose both your evidence and your health.
In this guide we lay out a sensible recovery sequence for homes in Sai Mai, O Ngoen, Khlong Thanon and nearby areas, from recording the damage all the way to professional disinfection and ozone treatment.
Important note: the guidance on recording damage in this article is general information only. It is not legal or insurance advice. Terms, coverage and required documents differ from policy to policy, so please check directly with your insurance company or agent.
When the water goes down, what you see inside the house is the evidence of what happened: the tide line on the walls, swollen furniture, appliances that were submerged and damaged flooring. If you wash and throw everything away before recording it, it becomes much harder to explain the damage to anyone later, whether that is an insurance company, an agency offering disaster assistance, or simply the builder who comes to quote for repairs.
On the other hand, leaving the house uncleaned for a long time carries its own health risks. Mud and floodwater may contain bacteria such as E. coli, as well as the organisms responsible for leptospirosis. Lingering moisture allows mold to grow within days. So the goal is to record thoroughly and quickly, and then start cleaning straight away. In practice, a well-organised family can photograph a typical house in an hour or two.
A reminder: these steps are general suggestions to help you keep complete information. They do not guarantee any outcome. Every policy is different, so ask your insurance company before you throw away large damaged items.
Keeping your notes in a simple table makes the information tidy, searchable and easy to share with whoever needs it. Useful columns for each row include:
Beyond your belongings, it is worth recording the costs you incur during recovery, such as waste removal, tradespeople and temporary accommodation, and keeping every receipt. Some policies or assistance schemes may take these into account, depending on their terms.
A small tip: name your photo files by room and number, such as "kitchen-01" and "kitchen-02", and keep them all in one folder. When someone asks for more information, you will be able to find it in seconds rather than scrolling through hundreds of images.
If you are not sure what "complete" looks like, this shot list is a practical starting point. Adjust it to the layout of your home.
Take more photos than you think you need. Storage is cheap, and it is far easier to delete extra images later than to recreate a scene that has already been cleaned.
Recording and cleaning both mean spending hours in a contaminated environment, so it is worth taking a few simple precautions seriously.
For health information about floods, the World Health Organization and Thailand's Department of Disease Control both publish useful guidance, linked at the end of this article. If anyone in the household feels unwell after the clean-up, see a doctor and mention the flood exposure.
Once everything is recorded, start removing mud, discard absorbent materials such as mattresses, carpets and cardboard boxes (after checking with your insurer for large items), open doors and windows, and let the house dry. These are the mistakes we see most often:
Using strong bleach throughout the house. The smell is harsh and irritating, and bleach does not soak into timber or walls, so it does little for hidden mold or odors in the air.
Pointing fans directly at moldy patches. This scatters spores all through the house.
Spraying perfume to cover the smell. The source is still there, so the smell returns.
Painting immediately. Paint on a damp wall will blister, and mold will grow back through it.
Switching on flooded appliances to "test" them. This risks electric shock and short circuits, and it can turn a repairable item into a write-off. Photograph it, then have a technician check it.
Once evidence is recorded and the initial clean-up is done, WHD helps deal with the germs, mold and odors that remain. Our disinfection service uses Chemgene HLD4H through ULV fogging equipment that reaches every corner, and it is paired with our ozone treatment service to tackle airborne mold spores and break down musty odor molecules.
If you wish, the team can also suggest taking a set of "after" photos once the service is complete, so your family has a clear record of the recovery from start to finish. Our role is the hygiene side of recovery; we are not an insurance agent or loss adjuster, so please direct any questions about cover to your insurer.
Some homeowners ask whether they should have the house disinfected first and photograph afterwards. In general, the answer is no. Fogging and ozone treatment work best on a house that has already been emptied of mud and soaked materials, and those materials are part of the evidence you may need. If you call a disinfection team before recording the damage, you may end up either delaying the treatment or disturbing the scene.
The good news is that recording does not have to take long. With a phone, a tape measure and a clear plan, most families can document the whole house in one session. After that, clean-up can begin immediately, and the professional treatment can follow once the worst of the mud is gone and the house has had a chance to dry. If you are unsure whether you have recorded enough, it is better to spend an extra half hour taking photos than to discover later that a key item was never captured.
Following this order also tends to give better hygiene results. Disinfectant reaches surfaces directly instead of being absorbed by mud, and ozone works on the air in rooms that no longer contain piles of wet, rotting material that would keep producing odor.
Every flood and every house is different, but many families find it helpful to think of the first week or two in stages rather than as one overwhelming job.
Day one, once it is safe to enter: switch off the power, photograph and video everything, start your damage log, and call your insurer or agent to ask about their process.
Days two and three: remove mud and standing water, set aside items your insurer wants to see, and discard soaked materials once you have permission. Open the house up to air whenever the weather allows.
Days three to seven: keep drying. Run fans and dehumidifiers, pull furniture away from walls, and have an electrician check the wiring before power is restored to flooded circuits. Book a site survey with the disinfection team.
Once the house is reasonably dry: carry out professional disinfection fogging and ozone treatment, followed by ventilation and a re-check.
The following weeks: repair and repaint only when walls are dry, keep humidity low, and photograph the finished repairs for your records.
Thinking in stages like this helps families stay calm, keeps the evidence intact, and makes sure each step sets up the next one for success. It also makes it easier to share the work: one person can manage the photos and the damage log while others focus on clearing mud and drying the house.
"This time we had learned our lesson. A relative of ours in the next soi photographed every room first and phoned the insurer before throwing anything away. Then they booked the team for disinfection and ozone. The team never pushed them to discard anything; they just helped work out what should be kept for now. The house smelled normal again sooner than we expected."
Prasert, detached house in Sai Mai (example scenario)
Q: Do we have to wait for an insurance assessor before cleaning?
A: It depends on each company's terms. Some may allow cleaning once photos are complete. Please ask your insurer or agent directly.
Q: Can WHD help with insurance claims?
A: WHD provides disinfection and ozone treatment services. We are not an insurance agent. For questions about cover and claims, please contact your insurance company.
Q: When should we book disinfection?
A: After the damage has been recorded, the mud removed and the house has started to dry, so the disinfectant can work properly.
Q: Do we need to leave during ozone treatment?
A: Yes. People, pets and plants must all be out, and you return after ventilation according to the team's timing.
Q: Should we switch on flooded appliances to test them?
A: No, because of the risk of short circuits. Have a technician check them, and photograph them before sending them for repair.
Q: We already threw things away without photos. What now?
A: Gather whatever evidence you still have, such as older phone photos that show the item, receipts or witnesses, and tell your insurer honestly what happened so they can consider it under the terms of your policy.
Q: Which areas do you cover?
A: Sai Mai, O Ngoen, Khlong Thanon, Bang Khen, Don Mueang, Lam Luk Ka and other parts of Bangkok and its surrounding provinces. Message LINE @whd268 to ask.
Book a site survey for your home in Sai Mai or nearby districts. Tell us how high the water reached and which rooms were affected, and the team will explain how disinfection and ozone treatment would be scheduled around your clean-up.
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Call 065-556-6294 · LINE @whd268 · Email worldhealthdisinfection@gmail.com
Health reference: World Health Organization (WHO): Floods · Department of Disease Control, Thailand
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Keywords: flood home recovery, photograph flood damage, record damage before cleaning, post-flood disinfection and ozone treatment Sai Mai Bangkok 2026